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Annuity products can be complex and difficult to understand. You're doing the right thing by doing your research before purchasing. There are good reasons to own a variable annuity product, which include tax-deferred growth. Make sure you're aware of the negatives like surrender fees.

A good financial plan can help you determine if an annuity makes sense for you.

Here are a few articles worth reading:

• Variable Annuities: What You Should Know (sec.gov)
• 5 Things You Should Know About Annuities (aarp.org)
• 16 Things You Need to Know Now About Annuities | Investing 101 | US News
• The Pros and Cons of Annuities (investopedia.com)

Good luck! Contact us if you have questions. We're happy to point you in the right direction.